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Graham

Tim Congdon warned us and we ignored him on inflation

In 2020 and 2021, Tim Congdon warned us about rapid increases in inflation due to the excess of money growth over output, and he excoriates the experts who ignored the obvious. What is he now saying about 2023? 

Six charts on how Australians invested in 2022 and why

Flows into equities were not strong in 2022 as investors worried about the selloff, but more money flowed into fixed interest at the wrong time. Managed funds still dominate ETFs and LICs but the gap is closing. 

A 30-minute article using OpenAI … and there goes my job

I gave myself 30 minutes to write an article by asking OpenAI six common investing questions. It searches billions of responses on the internet to generate answers, but you be the judge. Should I polish up my CV? 

Asset Class Gameboard shows all good things must end

The Asset Class Gameboard for the last 20 years offers many lessons for investors, with the winner changing almost every year. 2022 delivered a number of extremes, but overall, equities win if investors can tolerate the risk.

My SMSF in 2022: the good, the bad and the lucky

Stop whinging! Analysts are describing markets in 2022 as 'brutal' or 'terrible', but total returns in Australian stock markets were up and balanced funds were down only slightly. It was not that bad.

A fine effort in a game of fine margins, but where to now?

At the 2022 FIFA World Cup, Australia performed well above the expectations of everyone except the coach, Graham Arnold, who convinced the players to believe. But the local A-League has been here before. Can it kick on? 

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Property

Financial pathways to buying a home require planning

In the six months of my battle with brain cancer, one part of financial markets has fascinated me, and it’s probably not what you think. What's led the pages of my reading is real estate, especially residential.

Meg on SMSFs: $3 million super tax coming whether we’re ready or not

A Senate Committee reported back last week with a majority recommendation to pass the $3 million super tax unaltered. It seems that the tax is coming, and this is what those affected should be doing now to prepare for it.

Economy

Household spending falls as higher costs bite

Shoppers are cutting back spending at supermarkets, gyms, and bakeries to cope with soaring insurance and education costs as household spending continues to slump. Renters especially are feeling the pinch.

Shares

Who gets the gold stars this bank reporting season?

The recent bank reporting season saw all the major banks report solid results, large share buybacks, and very low bad debts. Here's a look at the main themes from the results, and the winners and losers.

Shares

Small caps v large caps: Don’t be penny wise but pound foolish

What is the catalyst for smalls caps to start outperforming their larger counterparts? Cheap relative valuation is bullish though it isn't a catalyst, so what else could drive a long-awaited turnaround?

Financial planning

Estate planning made simple, Part II

'Putting your affairs in order' is a term that is commonly used when people are approaching the end of their life. It is not as easy as it sounds, though it should not overwhelming, or consume all of your spare time.

Financial planning

Where Baby Boomer wealth will end up

By 2028, all Baby Boomers will be eligible for retirement and the Baby Boomer bubble will have all but deflated. Where will this generation's money end up, and what are the implications for the wealth management industry?

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