20 May 2024

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Are term deposits attractive right now?Where Baby Boomer wealth will end up Uncomfortable truths: The real cost of living in retirement How retiree spending plummets as we age Is Australia ready for its population growth over the next decade?

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Home / 378

Edition: 378

1-8 out of 8 results.

Welcome to Firstlinks Edition 378

8 October 2020

Budgets are forecasts, and more than most, Josh Frydenberg and Treasury waved a wet finger in the air in compiling the 2020 version. How many companies will now employ a new apprentice for $100 a week subsidy? Which back-of-the-envelope showed 3.5 million businesses would use the instant asset write off? And the $17.9 billion for super savings based on the YourSuper proposal is wishful thinking.

YourSuper will save $17.9 billion! Surely you’re joshing

Graham Hand
7 October 2020
15

In Budget 2020, Josh Frydenberg announced a performance comparison tool and fund stapling to save Australians $17.9 billion over 10 years. But too many moving parts make results highly cyclical.

One last hurrah for the 60/40 portfolio?

Damien Klassen
7 October 2020
12

The 60/40 diversified portfolio has been the mainstay of the superannuation industry for decades. But it is built on a fundamental principle of defensive bond returns, and its time is nigh.

Interview: How markets saved companies with zero revenues

Graham Hand
7 October 2020
1

Both equity and fixed interest markets now have far greater understanding of which companies will struggle during COVID. Supported by central banks, the markets have bailed out companies facing zero revenues.

Too big to perform? The importance of limiting capacity

Andrew Mitchell
7 October 2020
4

Some fund managers take as much money as they can raise in the interests of generating fees, but especially in the smaller and mid cap space, limiting capacity gives flexibility and a competitive advantage.

How active bond funds hunt for value in fixed income

Damon Shinnick, Jonathan Baird
7 October 2020
2

Fixed income opportunities beyond term deposits and hybrids remain scarce for retail investors, but active bond funds can access other securities where value is still available. Here are examples.

Claiming a tax deduction for super contributions

Julie Steed
7 October 2020
11

The timing of lodging a notice of intent to claim a tax deduction on super contributions and making partial rollovers or withdrawals can make a big difference to the amount allowed to be claimed.

Add extra fries: the growing appetite for food-delivery services

Josh Gilbert
7 October 2020

The pandemic has boosted food-delivery businesses but is this a permanent change in habits rather than due to short-term lockdowns? Established businesses such as McDonalds and car companies are in on it.

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Are term deposits attractive right now?

If you’re like me, you may have put money into term deposits over the past year and it’s time to decide whether to roll them over or look elsewhere. Here are the pros and cons of cash versus other assets right now.

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Where Baby Boomer wealth will end up

By 2028, all Baby Boomers will be eligible for retirement and the Baby Boomer bubble will have all but deflated. Where will this generation's money end up, and what are the implications for the wealth management industry?

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Kaye Fallick
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How retiree spending plummets as we age

There's been little debate on how spending changes as people progress through retirement. Yet, it's a critical issue as it can have a significant impact on the level of savings required at the point of retirement.

Ruvinda Nanayakkara
8 May 2024

Is Australia ready for its population growth over the next decade?

Australia will have 3.7 million more people in a decade's time, though the growth won't be evenly distributed. Over 85s will see the fastest growth, while the number of younger people will barely rise.

Simon Kuestenmacher
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20 US stocks to buy and hold forever

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James Gruber
17 April 2024

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