20 May 2024

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Are term deposits attractive right now?Where Baby Boomer wealth will end up Uncomfortable truths: The real cost of living in retirement How retiree spending plummets as we age Is Australia ready for its population growth over the next decade?

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Edition: 190

1-7 out of 7 results.

Edition 190

17 February 2017

It is easy to feel lulled into a sense of security about interest rates, as a generation of investors has experienced little but falling rates. Despite the recent rises (see red arrow), US and Australian yields remain near record lows. Australia has the world's highest ratio of household debt to GDP, according to the Bank for International Settlements. It's frightening to consider the consequences of a 'black swan' rise in rates to the long-term US bond average of say 6% over the next couple of years, as recently forecast by legendary fund manager, Stanley Druckenmiller.

Trust alternatives after 1 July super changes

Reuben Zelwer
16 February 2017
10

The changes to superannuation rules make rolling over an estate into a surviving spouse's pension account less attractive, reviving a role for testamentary trusts.

Preparing for the ups-and-downs of 2017

Robin Bowerman
16 February 2017
2

When markets deliver lower returns, investors need to save more, learn about investments and stay the course to achieve their retirement goals. Diversification is an effective way to weather uncertain times.

A study of NAB’s Subordinated Notes 2

Sulieman Ravell
16 February 2017
2

Subordinated debt issues are a less risky investment than capital notes and hybrids, but each transaction is different and not riskless. The current issue of NAB Subordinated Notes is just one example.

Is super segregation still possible for SMSFs?

Bruce Brammall
16 February 2017
7

In light of the coming superannuation changes, advisers are considering alternative opportunities to retain some of the benefits, although each should be carefully checked.

Size matters for SMSF performance

Lee Anthony
16 February 2017
5

There is much industry debate on the minimum size to make an SMSF worthwhile, and the range of costs can add up. A recent study of SMSF performance highlights the difference size can make.

Five ways to filter the fintech hype

Ian Dunbar
16 February 2017
1

Almost every day, there is a new and exciting fintech announcement of the next big thing. Some checks improve the chances of finding the financial services winners.

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