Starting early and contributing regularly to an investment plan is the best way to meet a long-term goal. Choosing your risk profile, time horizon and structure is equally important.
Tag Archives | long term investing
Over the holiday season, the moments away from the noise are wonderful for giving perspective, helping to consider what is most important to us and how to improve in the year ahead.
Home cooking and value investing have much in common. While it takes more time and effort to carefully assemble the right ingredients, the results can pay off over the long run.
It’s intuitively appealing that long-term investing by active managers should be rewarded, but a new report quantifies many ways a patient investor can extract extra returns.
We may prefer a fast pay off but a long-term approach to investing will result in a less stressful journey and a more successful outcome.
Given the allure of short-term beauty contest investing, how can we accelerate the shift towards a longer-term, pragmatic and sustainable approach to investing?
Chris Cuffe on gratitude, growing a business, the value of culture and the need for time and patience in investing – he says “Slow money is better than quick money.”
Keeping superannuation savings in term deposits will protect the capital but doesn’t optimise the retirement outcome. There are many alternatives that should provide higher sustainable income over the long term.
The problem with successful long-term investing is the constant availability of financial data, media commentary, and the ease with which a portfolio can be traded. That’s where a change in perception can help.
A long-term investment horizon usually produces the best results for a balanced portfolio, but ignoring the bumps along the way can be difficult. Even a well-diversified portfolio will have large swings in the short-term.
Future retirees will be expected to be even more reliant on their own superannuation instead of the age pension. For the younger generation, your lifetime of investing should begin now, while time on your side.
When a managed fund reports its amazing five-year track record, who actually experiences this same return? The timing of entry and exit and mismatched time horizons are counting against the average investor.
Have you ever wondered what your financial situation would be if you’d had a more modest wedding all those years ago? A simple calculator tool is available to find out – but it might not be easy news to take.
The promise of diversification, low costs and access to overseas markets are boosting the popularity of all types of index funds, but broadly diversified cap-weighted equity index funds can only promise ‘average’ returns.
Many people would place ‘capturing the illiquidity premium’ on a list of benefits from long-term investing, but achieving additional returns is not as simple as just buying and holding an illiquid asset.
Long term investing makes sense for the majority of investors who have time on their side, but it isn’t always easy. Unexpected events will test your resolve so it’s important to know how to improve your chances.