Retirement planning

Retirement planning improved by grey hairs

Important retirement planning lessons benefit from actual experience, given that life does not follow a predictable pattern and many people can’t work forever. Planning is vital but so is making adjustments.

modest retirement

The indignity of a modest retirement

It’s no surprise that increasing living costs (food, energy, health care) are impacting retirees on modest incomes the most. Early planning and saving is needed to be ‘retirement-ready’.

annuity

Age pension is the world’s greatest annuity

The value of the age pension as a life-long annuity should be taken into account when choosing the optimal asset allocation for retirement investments to avoid being overweight defensive assets.

GFC lessons

GFC lessons 10 years on: can it happen again?

Boom-bust cycles are inevitable and at some point, there will be a market correction although different to the GFC. Many of the signs of excess that normally precede severe and prolonged bear markets are not present yet.

value stocks reporting season

To zig or to zag?

At any point in the cycle, the portfolios of either the optimists or the pessimists perform better. Despite stretched valuations and rising rates, the optimists are winning at the moment.

value investing

The potential for a value revival

Value investing compares the estimated intrinsic value of a company with its market value, and although growth and value go in cycles, there are signs that some value stocks are at attractive levels.

value trap

Five ways to avoid the ‘value trap’

Value investing is not just about a low P/E or EV/EBITDA. Other metrics need to be considered to prevent falling into a value trap, as well as what challenges are facing the industry and the time frame allowed for success.

Options

Protecting from downturns using options

The S&P500 experiences a one-month return of -10% or worse only 1.5% of the time. Most drawdowns were much shallower and occur at higher frequencies, but are they worth spending money to protect against?

Click 'Next' to go to hundreds of archived articles on investing.

Register for our free weekly newsletter

New registrations receive a free copy of our ebook, Cuffelinks Showcase 2016.