The black box of general insurance

The reported profit that any insurer can make is largely an accounting construct. Actuaries estimate the profile of claims that policy holders are expected to make in the future.

What did you do during the GFC, Daddy?

When the GFC hit Europe, a billion dollars of notes we had on issue matured over the following months without a single rollover at any price. It confirmed the need for diversified funding sources for every major borrower.

Getting the most from your age pension

Your age pension entitlement is assessed under the Income Test, and it may be worth re-setting the deductible amount to improve your pension payments if it’s been a while since the last calculation.

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