The 2016 Investment Trends High Net Worth Investor Report analyses the use of financial advice and a surprisingly steady asset allocation despite changing market forces.
The changes to superannuation rules make rolling over an estate into a surviving spouse’s pension account less attractive, reviving a role for testamentary trusts.
Centrelink is facing a robo-debt backlash after using computers to check ATO records, replacing the usual human interaction. Likewise, roboadvice algorithms need to know more about the circumstances of clients.
A response to Graham Hand’s article on lessons for roboadvice, explaining how enhancements to digital wealth management are embracing the adjacent role of human advisers.
Using the example of an artist’s body of work being highly sought-after once the artist dies highlights the importance of appointing the right executors – ones that will handle your affairs the way you intended.
Does the Treasurer realise the extent of the super ‘gift’ he has delivered to financial planners for Christmas? We’re beginning to understand how complex the system has now become.
The last article in our series on small APRA funds explains how SAFs can provide estate planning solutions in unique circumstances, including blended families, second marriages and adult children with special needs.
As pensioners and advisers adapt to the asset test changes, they should not place a different value on a dollar of income and a dollar of accumulated capital to support a retiree’s lifestyle.
Although many people regard FinTechs as threats to banks and large incumbents, most of the new kids on the block see the value in forming beneficial relationships and cooperating rather than competing.
Falling into bankruptcy is rarely a planned event, and can leave little to start over. Recent court decisions provide confidence that when Plan A fails, superannuation is a good Plan B.
Consumers of financial products are increasingly willing to place their trust in new intermediaries, including fintechs driving change with innovation and consumer-driven processes.
In this series on leadership, the focus turns to superannuation funds and the need for quality financial advice to retain members up to and throughout their retirement.
Highly respected author and academic David Blake makes a compelling case for a major overhaul of financial advice, especially the way in which projected outcomes are communicated to investors.