A retirement financial plan must consider longevity, health and liabilities, making it far more complicated than the simpler investment strategy in the accumulation phase.
Author Archive | Jeff Rogers
Australian index-based equity portfolios are often concentrated by company and sector. Some other goal-based strategies might be a better fit for your investments but clients and advisers will need to drive this change.
A good financial plan should have the needs and goals of retirement clearly defined, which then allows an appropriate portfolio mix to be established. The risk becomes the failure to achieve those goals.