Author Archive | Graham Hand

Chris Cuffe OA The Australian

Congratulations to Chris on his Queen’s Birthday Honours Award

Congratulations to Chris Cuffe, awarded an Officer of the Order of Australia for “distinguished service to the community as an advocate for philanthropy, as a supporter of improved financial efficiencies in charitable organisation and to the funds management industry”. Plus, of course, financial education through Cuffelinks.

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What will happen with the bank levy?

Lower profits and dividends? Lower deposit rates? Higher home loan rates? Higher fees? Lower bank salaries and bonuses? Dumping or an increase? Where will the cost of the bank levy go?

ransomware virus

How I lost my files to ransomware

A cautionary tale to remind us that the authentic-looking email from that authentic company we deal with may not be friendly at all. This is what a ransomware virus can do after a moment’s lack of care.

Budget

Budget super changes impact at the margins

Budget 2017 outlined two changes to superannuation rules, both in an attempt to improve home affordability. One makes a small reduction in the tax burden for savers, while the other allows more money into super.

index debate

Market’s big names weigh into index debate

The distinction between active and index management is increasingly blurred, while active managers as a group face large outflows and struggle to justify their fees. There are big players on both sides.

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[Closed] Reader Survey 2017

Survey Closed. Thanks to everyone who participated. This Reader Survey will help us to understand your preferences and to improve our service and content. We greatly value your input.

complexity

Super complex: the advice gift keeps on giving

The increasing complexity of super would leave the fathers of Australia’s system wondering what has happened to their brainchild. Advisers and clients are struggling with the complexity before the looming deadlines.